Author: Mortgage Advice Services

What Type of Life Insurance would Best Suit You and Your Family?

The last thing any of us wants to think about is our death and life insurance. We are discussing all the life insurance types you could consider today. But not facing up to its inevitability means you’re dismissing its consequences for your nearest and dearest. Over two out of three adults in the UK either… Read more »

Is Remortgaging the Best Way to Help Your Children Buy their First Home?

There’s no doubt that for the younger generation, getting a foot on the property ladder is tougher than ever.  This raises an important question for many parents: ‘Is remortgaging to help your children buy their first home wise?’ After all by remortgaging you can give your offspring that all-important leg-up? The Institute for Fiscal Studies… Read more »

Stick with the same Home Insurance Provider and Your Premium is likely to go Up, Up and Up …

You probably know that you should be shopping around for the best deal for your home or car insurance. But if you’re like many people, when you get your automatic renewal notice, you’re busy. So you just roll over, allow your provider to deduct next year’s premium, and forget about it. You might, however, sit… Read more »

Why Your Potential Savings Through Remortgaging are at a 10-Year High

New research from UK Finance shows that remortgaging has surged to the highest levels seen in almost a decade. We’re now a decade on from the financial crisis. In that time, average mortgage rates have almost halved. Greater competition between lenders has given rise to a greater availability of competitive deals and remortgaging savings. This… Read more »

The Real Benefits of a Five-Year Fixed Remortgaging Deal

Have you always thought that a two-year fixed remortgaging deal was the best value? Think again, a five-year fixed remortgaging deal is better in most cases today. Yes, that’s changed of late. The difference in rate between the average two-year and five-year fix has now become almost negligible. Today an average two-year fix will cost… Read more »

8 Remortgage Questions you should know the Answers to before Remortgaging

Are you struggling with the complexity of all mortgage products you see? Check some of our FAQ’s below for common answers to some of the most common remortgage questions you have. 1. What exactly does remortgaging entail? Remortgaging is what you do when you switch mortgages. This could be from one lender to another. It… Read more »

5 Historic Trends You Need to Know about Remortgaging

Are you wavering about the idea of remortgaging right now? The timeline below may help with your deliberations. We discuss and clarify the last major fluctuations of the remortgage interest rates in Britain. This is especially true if you’re hedging your bets. Maybe you’re hoping there’ll be a better slew of remortgaging deals around the… Read more »

Why Not updating your Home Insurance when renovating could cost You!

What’s one of the biggest blunders that you can make when you’re planning your home extension project? The worst gaffe may not under-budgeting on that extra bedroom, loft conversion or new conservatory. (But be warned. The average overspend on a project is £3,200.) The worst slip-up may not be under-estimating just how long the job… Read more »

This is how You can Brexit-Proof Your Remortgage Today!

Last year saw more people than ever before choose a fixed-term remortgage product in the UK. Almost 9/10 people would rather take out a fix over a variable rate or tracker mortgage. This is what a study by Experian shows. It pinpointed the types of mortgages that potential borrowers now most search for. The findings… Read more »