Category: Insurance

It Pays to Never leave Getting Your Home Insurance to the Last Minute!

Need an incentive to get organised about sorting your home insurance? Here’s a big one… The further ahead you can arrange your policy, the lower your premiums may be. Being savvy about the cheapest time to buy your cover may be a huge cost-saver. Panic-buy at the last minute and you could be losing out.… Read more »

10 Point Checklist to Getting Life Insurance that Fits Your Needs

Befuddled by life insurance? That’s not surprising. There’s so much terminology and so many different products available. So, here’s our no-nonsense guide or 10 point Life Insurance Checklist to help you understand and choose the right type of life insurance for your situation. 1. Why should You Take Out Life Insurance? Life insurance can pay… Read more »

Your Questions Answered on Critical Illness Cover

Figures from the UK’s Office for National Statistics (ONS) show that a man of 65 can now expect to live to 83 on average. For a woman of the same age, life expectancy is close to 86. It’s good news that people are living longer. But, at the same time, the quality of health that… Read more »

5 Steps to Affordable Life Insurance by Mortgage Advice Services

Life insurance is the type of cover nobody wants to think about! But no one should avoid having it if they’ve children or dependants that rely upon them. If the unthinkable were to happen, not having life insurance could mean you’d leave a sad legacy. Such as your family being left without any financial support. Or, worse… Read more »

Contents Insurance - Five Steps to getting the Best-Value

Here’s our guide to getting the right – and most affordable – home & contents insurance for you. Follow the steps below to make sure you’re getting the cover you need. We also help you to avoid two costly mistakes: over- or under-insuring yourself. (Note: As the Uinsure policy most of our advisors offer only has… Read more »

When was the Last Time You Changed Your Home Insurance Provider?

Home insurance is one of the must-have policies we tend to turn a blind eye to when the renewal letter drops through our letter box. Not because we don’t consider it important to have. But because most of us simply accept the premium and let it renew without thinking. Loyalty Doesn’t Pay Research from Citizen’s Advice… Read more »

Why You should Be Taking Action if You are Among the One in Five UK Households without Home Insurance

The 30th anniversary of the Great Storm of 1987 this month was a timely reminder of the importance of home insurance. According to The Actuarial Post: “The Great Storm of 1987 was the most costly windstorm the UK insurance industry had seen to date. Claims reached £1.4bn (gross of reinsurance), which equated to nearly 50%… Read more »