Tag: benefits of remortgaging

Should You Remortgage to Help Your Child Buy a Home?

Looking at how you could help your child get a foot onto the property ladder? One option you could consider is a remortgage to help your child buy a home. Re-mortgaging is not your only choice though. We’ll look at the others below. But whatever option you decide is best for you, your main priority… Read more »

Planning to get a Fixed Remortgage Deal? Why Time’s of the Essence

For anyone looking at getting a fixed remortgage deal, the clock is ticking on the current choice of low-rate products. Mortgage experts are warning that homeowners should take action fast. Rates for fixed remortgage deals and other products are expected to rise in the coming months. The logic behind this advice is the imminent rise… Read more »

Why Remortgaging Your Home Now is such a Good Investment Decision

Whether you’re a lion or a mouse when it comes to investing, hopefully you can spot a good opportunity when it happens. UK interest rates are still at 0.25%. This is their lowest level since the Bank of England was established in 1694. On the back of this, available rates for remortgaging your home have… Read more »

Reasons Why You should Ditch Your Standard Variable Rate Mortgage

  Was your January resolution was to take a better grip of your finances? Then remortgaging might be the solution you need for better control of your outgoings. Interest rates (for the moment) may be historically low. But are you among the two million homeowners in the UK currently on a standard variable rate? Or… Read more »

5 Tips to Help You Decide if Remortgaging for Debt Consolidation is Right for You

With mortgage rates so low right now, does remortgaging for debt consolidation make sense?   It’s a question more of us are asking today. Over 6 million Britons don’t believe they will ever be debt free, according to new research. It found the average person in the UK owes £8,000. That’s on top of any… Read more »

Why Remortgaging Could Be Your Best Christmas Gift to Yourself

Are you one of the estimated 4 million households in the UK languishing on a Standard Variable Rate (SVR)? Then you’re in the perfect place to remortgage and effectively get a Christmas bonus. More than a third (36%) of homeowners are currently stuck on their lender’s usually more costly SVR. Most are because they haven’t… Read more »

Interest Rates look Certain to Rise, but There’s Still Time to Remortgage Fast

So it’s now official. Bank of England Governor Mark Carney has spoken. Interest rates will increase “in the relatively near term”. While this is good news for savers, for those with mortgages that are not fixed, it’s not such good news. Especially if you consider that just 10 years ago, interest rates were 5.75%. Strong… Read more »

To Fix or Not To Fix Your Remortgage Deal?

Actually, for many people, it’s an easy answer. If you’re considering remortgaging and you have a low loan to value then you’re in a strong position to get a good fixed rate. Your LTV is what you owe on your mortgage compared to value of your home), If your fixed mortgage deal is almost at an end, then… Read more »

The Real Reasons Why an Advisor will Get You a Better Remortgaging Deal

The answer will depend on your circumstances and the time you’ve got free to make it happen. Below, we’ll give you some guidance to help you decide which way to go. But one thing’s for sure. If you’ve got a mortgage on your home right now, it’s worth considering remortgaging. Strong reasons could be: You’ve… Read more »